Health insurance
Health insurance in the Republic of Croatia is compulsory, meaning that every citizen of the Republic of Croatia must have a regulated compulsory health insurance.
The compulsory health insurance is provided by the Croatian Health Insurance Fund (HZZO) and is regulated by the Compulsory Health Insurance Act (Official Gazette, nos. 80/13 and 137/13).
The following persons are obliged to apply for compulsory health insurance:
Rights from compulsory health insurance cover the right to health care and the right to cash compensations.
The application for compulsory health insurance can be submitted in any regional office or branch office of the Croatian Health Insurance Fund within 8 days of the occurrence of the circumstances which are the basis for the application.
More information is available at:
Croatian Health Insurance Fund - Compulsory insurance
The compulsory health insurance is provided by the Croatian Health Insurance Fund (HZZO) and is regulated by the Compulsory Health Insurance Act (Official Gazette, nos. 80/13 and 137/13).
The following persons are obliged to apply for compulsory health insurance:
- Persons who are residents of the Republic of Croatia
- Foreigners with approved permanent residence in the Republic of Croatia
- Foreigners with approved temporary residence in the Republic of Croatia, unless otherwise specified by an international agreement, EU regulations or special act
- Foreigners with approved temporary residence in the Republic of Croatia, on the basis of employment with an employer based in Croatia, or on the basis of economic or professional activity if conditions are met under special regulations regulating the issue of residence and work of foreigners in Croatia.
Rights from compulsory health insurance cover the right to health care and the right to cash compensations.
The application for compulsory health insurance can be submitted in any regional office or branch office of the Croatian Health Insurance Fund within 8 days of the occurrence of the circumstances which are the basis for the application.
More information is available at:
Croatian Health Insurance Fund - Compulsory insurance
QUESTIONS AND ANSWERS
The right to health care covers the right to:
- Primary health care
- Specialist-consilium health care
- Hospital health care
- Medicines defined by the basic and supplementary list of medicines of the Croatian Health Insurance Fund
- Dental aids defined by the basic and supplementary list of dental aids of the Croatian Health Insurance Fund
- Orthopaedic and other aids defined by the basic and supplementary list of orthopaedic and other aids of the Croatian Health Insurance Fund, and
- The right to health care abroad.
- The right to cash benefits covers the right to:
- Salary compensation during temporary inability or incapacity for work,
- Cash benefit due to inability to perform jobs on the basis of which other receipts are realised from which other income is determined
- Compensation for transport costs related to the use of health care from compulsory health insurance
- Compensation for accommodation for one of the child’s parents or caretakers during the child’s hospital treatment.
Registration is implemented based on:
- Form T1 (insured person’s application-cancellation-change) (.pdf)
- Form T2 (insured person’s application-cancellation-change, for the insured person - family member (.pdf)
The list of Regional Offices or Regional Services of the Croatian Health Insurance Fund is available http://www.hzzo.hr/kontaktirajte-nas/